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Android users will get a payment shortcut on their WhatsApp accounts soon. The feature is initially available for beta users in India now but soon will be made available to all. Additionally, WhatsApp has launched a beta program for users of the app on the desktop to test macOS and windows features. Additionally, it is also working on a contact info screen that was earlier available for beta users and business accounts. According to WABetainfo that reports about new features of WhatsApp, the app has introduced a new payment shortcut on the chat bar using which users can quickly send payments. The feature will be present along with the existing payment option on the chat action sheet. The payment shortcut will be provided between the Attachment button and the middle of the Camera button. The option will be only for Indian Android users and for the beta testers at the moment. Hence although payment service is available for Brazilian users, the new pay feature will be not available for Android users in Brazil. WABetainfo reports further suggest that WhatsApp is developing similar payment shortcuts for iPhone users as well and some of them also see the tab next to the camera and Mic buttons. A new beta program has been launched on WhatsApp for Desktop users in addition to a new payment shortcut where both Windows and macOS users can test upcoming features after the beta version has been manually installed from the WhatApp website. The users can give feedback to the company if they face any issue with the feature under development. Moreover, there is a redesigned contact info on WhatsApp for iPhone. It will be a part of WhatsApp for iPhone beta 220.127.116.11 for business account users. Now the Message, Audio, and Forward buttons have been moved from the top bar to just below the name and phone number of the contact, like the call and message option on regular Contacts on iPhone. Soon multi-device support will be given to WhatsApp iPad users with a dedicated WhatsApp for iPad app. Android tablet users are also expected to receive multi-device support. The feature is under development and will be soon released in a future update.
After months of setbacks due to the Covid-19 pandemic, the Indian automotive industry has started embarking on a recovery path ahead of the much-anticipated festive season. Top carmakers, including Maruti Suzuki, Hyundai and Tata Motors, saw their year-on-year domestic sales grow by 37%, 26% and 101%, respectively, in July this year. These trends are testament to the fact that many people are prioritizing buying a car to minimize public or shared transportation and avoid getting infected by the feared virus. Buying a car requires a lot of money; however, many prefer using a car loan to finance their purchase especially when car loans are available at competitive interest rates that are usually slightly lower than personal loan rates. If you That being said, the car loan interest rate applicable to you would be determined by the lender based on your age, income, credit score, loan amount, etc, according to BankBazaar. As such, it makes sense to compare car loan offers across banks and NBFCs to find the deal that best meets your financing requirements according to your eligibility. Do note, many lenders offer concessional car loan deals for their existing home loan borrowers. Also, some banks could offer pre-approved car loan deals to their selected customers with attractive rates that could be disbursed quickly. To help you make informed decisions, we have compiled a list of 18 government and private banks – including SBI, HDFC Bank, Axis Bank and ICICI Bank – that are currently offering car loans starting at under 8% p.a. We have also provided the indicative EMIs for Rs 7 lakh loan for a tenure of 5 years for each of the banks mentioned in the table below. Do note, we have only considered the lowest-advertised interest rate for each lender, and the interest rate applicable to you could be higher depending on your loan amount, credit score, type of occupation, or any other terms and conditions of your chosen lender. Also, you may need to meet additional eligibility requirements to enjoy the lowest-advertised car loan interest rate of certain banks. 18 Top Banks Offering Car Loans Starting at under 8% p.a. Right Now Disclaimer: Data collected from respective bank websites on 24 Aug 2021. The lowest advertised interest rate offered by the banks irrespective of the loan amount is shown in the table. The EMIs have been calculated on the basis of the interest rate mentioned in the table for a Rs 7-lakh loan with a tenure of 5 years (processing fee and other charges are assumed to be zero for EMI calculation). The interest rates mentioned in the table are indicative and may vary depending on the banks TC. **Including rebate for government employees ^ HDFC Bank rack interest rate. Data compiled by BankBazaar.com, an online marketplace for loans, credit cards and more.
State-run power giant NTPC on Monday said that it has geared up to meet rising power demand and recorded electricity generation growth of 23 per cent over the previous year. The country is witnessing a sharp increase in power demand, and NTPC is making all efforts for meeting demand as per the grid requirement, it said in a statement. NTPC has geared up to meet the increasing demand, and the generation from NTPC group stations have registered a 23 per cent growth compared to the previous year, it stated. Under flexible utilisation of coal policy, NTPC is arranging coal at the stations where the stock position is critical. The company also said that it is continuously coordinating with Coal India and Railways for augmenting coal supply at critical stations and diverting rakes wherever required. It is also augmenting 2.7 Lakh MT import coal left out from the contracts placed earlier. Darlipalli Unit 2 (800 MW) was put in operation, and commercial operation of the unit is being done with effect from September 1, 2021. The plant is a pit-head station, and coal is being fed from the captive mine of NTPC (Dulanga), it said. It is increasing coal production from all captive mines of NTPC, it added. During peak hours, approximately 7 GW of gas capacity is on the bar against 3 GW last week. It was observed that the states are not scheduling from gas stations, but are drawing from the grid. Further, for meeting the peak requirement, Power System Operation Corporation (POSOCO) is scheduling the gas stations under Reserves Regulation Ancillary Services (RRAS). To have adequate planning by the generators and ensure adequate arrangement for gas, it is advised that the states may schedule power at least for a week. RRAS is to restore the frequency level at the desired level and to relieve the congestion in the transmission network. RRAS will support regulation-up and regulation-down service. Meanwhile, in a separate statement, the power ministry said NTPC is committed to improving the power supply in Bihar. NTPC has been supplying power to Bihar as per the schedule provided by various stations of NTPC and its JVs (Joint Ventures), the ministry said. During the fortnight from August 14, 2021, to August 28, 2021, on average, NTPC has supplied around 73 MU (million units) power on daily basis to Bihar, which constitutes around 62 per cent of the total consumption of Bihar during the same period. The peak demand months for the FY 2021-22, as declared by the Eastern Region Power Committee at the beginning of the year, were April, May and June. Accordingly, overhauling in some units were planned during this period to align with the low demand period. These units will gradually be taken back into service, the ministry said. Further, Unit 2 of NTPCs Darlipalli station in Odisha is being declared on commercial operation from September 1, 2021, and Bihar will get nearly 94 MW share from this plant.
Robinhood Markets Robinhood share price nose-dived 6.9% on Monday before recovering marginally on Tuesday. SEC Chairman Gary Gensler told Barron Gary Gensler further said a complete ban of the controversial payment for order flow (PFOF) practice is on the table. The recently listed Robinhood Markets was trading at $44.32 per share at the closing bell on Wall Street. Robinhood made its stock market debut a month ago. The retail brokerage firm, unlike traditional brokerage firms, sends orders placed on its platform by customers to wholesale brokerages rather than the exchanges – a practice otherwise known as PFOF. SEC Chairman noted that through this practice wholesale brokers get the data, and also the chance to have the first look at it. In such a situation, the SEC Chairman said, the brokerage firm gets to match off buyers and sellers out of that order flow. Robinhood Markets, after debuting on Wall Street in the last week of July, has so far gained 15% from its IPO price of $38 apiece and 23.4% from its listing day lows. Robinhood Markets sold 52.4 million shares through the IPO, raising close to $2 billion. The Co-founders of the company, Vlad Tenev and Baiju Bhatt, sold about $50 million worth of holdings each. To add to Robinhood The report added that Paypal has hired Rich Hagen, the co-founder of TradeKing, an online brokerage firm, as it moves towards launching a trading platform. Earlier last year, Paypal had launched a platform that enabled investors to buy and sell cryptocurrencies. Paypal The drop in Robinhood According to the daily trading update provided by ARK Investment Management, the firm purchased 260,084 equity shares of Robinhood on Tuesday for the ARK Fintech Innovation ETF. The investment firm run by Cathie Wood holds 920,967 equity shares of Robinhood, valued at $40.8 million on market closing yesterday.
Krishna Janmashtami 2021: The festival of Janmashtami celebrates the birth of Lord Krishna. Considered to be Lord Vishnu His birth is celebrated as Gokul Ashtami Krishna Janmashtami. Born Queen Devaki and King Vasudeva in a dungeon in Mathura, Krishna is the god of love, compassion, and tenderness. According to scripture, he was raised by foster parents Yashoda and Nanda. He grew up with brother Lord Balaram and sister Goddess Subhadra. According to legend, it was prophesied that Krishna would end the reign of the evil king Kansa, his maternal uncle. Following the marriage of Devaski and Vasudeva, it was predicted that their eighth son would be the one to kill Kansa. Upon hearing the prophesy, Kansa jailed both Vasudeva and Devaki, and killed all their sons. After Krishna Lord Krishna finally returned to Mathura years later and killed Kansa. The eighth day of Krishna Paksha or dark fortnight of Shraavan marks the birth festival of Lord Krishna. This year, Janmashtami is being celebrated on August 30. The festivities will continue till August 31. Happy Krishna Janmashtami 2021 Wishes, Greetings, Messages, Quotes: There are many books that details interesting stories of his life. Today, one can thank him for everything positive, and pray for forgiveness for any misdoings. Here are some wishes that once can share with devotees and other loved ones on Facebook and WhatsApp. Here Wishing an auspicious Janmashtami to you and your family. May you be blessed with happiness, prosperity, love, and peace by Lord Krishna. Happy Janmashtami! May the Blue-God steal your sorrow and suffering, and leave you with happiness, health, and good fortune. Let Lord Krishna
Indian Naval Aviation is getting ready to receive the President This is the highest award which is awarded to a military unit in recognition of its exceptional service to the nation. The then President of India Dr Rajendra Prasad on 27 May 1951 awarded the President In the Indian Navy, those who subsequently received this award include: the Indian Naval Academy, Western Naval Command, Eastern Fleet, Southern Naval Command, Eastern Naval Command, Western Fleet, Submarine Arm, and INS Shivaji. More about the Indian Naval Aviation With acquisition of the first Seal and aircraft on 13 Jan 1951, naval aviation started and this was soon followed by the commissioning of the first Naval Air Station INS Garuda, on 11 May 1953. In 1958, the armed Firefly aircraft arrived adding an offensive punch, and gradually the inventory expanded which became a formidable part of the navy. According to the Indian navy, in 1959 Indian Naval Air Squadron (INAS) 550 with 10 Seal and, 10 Firefly and three HT-2 aircraft was commissioned. Over the years different rotary wing platforms have been added which include the Alouette; the Kamov 25, 28 and 31; the S-55, Seaking 42A and 42B; the UH3H; the Advanced Light Helicopter. Very recently, the MH60R was inducted. With the induction of the Super-Constellation from the Indian Air Force (IAF) in 1976, the IL-38 in 1977 and the TU 142 M in 1989, Maritime reconnaissance (MR) in the Indian Navy also grew. Induction of Dornier 228 in 1991, followed by the state-of-the-art Boeing P 8I aircraft in 2013 signalled the entry of high-performance MR aircraft. With the induction of the country More about INS Vikrant In the liberation of Goa in 1961 and in the 1971 Indo-Pak war, this aircraft had played a critical role. In the mid-1980s, INS Viraat was inducted along with the legendary Sea Harriers which helped in strengthening the carrier operations of the Indian Navy. In the last decade the Indian Navy turned into a reckonable force when the INS Vikramaditya arrived with MiG 29Ks. And recently, the indigenously built INS Vikrant in its new avatar is in the midst of its sea trials. Along the Indian coastline and in the Andaman and Nicobar Islands there are nine air stations and three naval air enclaves. In seven decades of its existence the Naval Aviation has transformed itself into a modern and technologically advanced force. Today it has more than 250 aircraft and comprises remotely piloted aircraft (RPA), Carrier-borne fighters, helicopters and maritime reconnaissance aircraft. And extends support in all three dimensions and remains the first responder in MR, HADR in the Indian Ocean Region (IOR). In various Ops Op Shield, Op Vijay, Op Cactus, Op Jupiter, and Op Parakram, are some of the operations to name a few. It has been part of HADR operations and has provided relief to several IOR countries including: Op Castor in 2004, Op Sukoon in 2006, Op Sahayam in 2017, Op Madad in 2018, Op Sahayta in 2019 and the recent Cyclone Tauktae in May 21. Women in Naval aviation There are women officers inducted into the fighting arm of the Navy. On September 6, 2021 President of India Ram Nath Kovind, will be awarding the President Also, a Special Day Cover will be released by the Postal Department on the occasion. Besides the Governor of Goa, defence minister, Indian Navy Chief and other military and civil officers will be present.
Dentsu India has announced the appointment of Ajay Gahlaut as group chief creative officer (GCCO), spearheading creative excellence across dentsu India Gahlaut will report into Amit Wadhwa, CEO, dentsu Creative India and will be responsible for accelerating dentsu India With over 27 years of experience in advertising, Gahlaut wrote the line He also created more than a dozen commercials for the campaign. Gahlaut was also behind the line Murthy He has also created work for the whiskey brand Imperial Blue with the famous Some of the most significant brands that Gahlaut has worked on are Pernod Ricard, BMW, HT Mint and KFC. Dentsu India is in the midst of an exciting transformation journey towards dentsu India 2.0 and Ajay 0. With the brilliant creative minds in our business, we will be a force to be reckoned with, delivering growth for our clients while continuing our creative evolution at pace and scale, I look forward to joining dentsu, Amit and the creative teams, delighting clients and creating era defining work together, Read Also: The Advertising Club elects Partha Sinha as president Follow us onTwitter,Instagram,LinkedIn,Facebook
Domestic cement companies saw a sharp uptick in realisations during the April-June quarter, offsetting the escalations in the power\/fuel and freight costs, according to domestic brokerage and research firm JM Financial. Realisations were up 7% on-quarter basis against the expected 4% rise, driven by price hikes and change in the mix. In terms of stock picking, analysts at JM Financial said that cement stocks have rallied and are now sitting at high trading multiples. Ultratech Cement Target price: Rs 8,000 The company saw volumes recover in June with utilisation going strong in the North. The management of Ultratech Cement believes that going forward, infra projects and the rural segments will continue to drive the demand for cement. Capex initiatives remain strong with the company having spend nearly Rs 10 billion on capex during the first quarter. Further, Ultratech Cement has planned aggressive expansion at a relatively low capital cost. Currently, the stock trades at Rs 7,425 per share, implying a 7.7% upside from current levels.9% on quarter basis at Rs 5,284 per tonne. The company is targeting a predictable growth of 15% CAGR over next 10 years. It intends to expand to become a pan-India player with capacity expansion, the report said. Dalmia Bharat plans to expand capacity to 110-130MTPA by financial year 2029-30. The company has also planned to use 10% of OCF towards shareholders On Wednesday, the stock was trading at Rs 1,996 per share, translating to a 20% upside potential from current levels. JK Cement Target price: Rs 3,500 In terms of volumes, JK Cement saw slight moderations in July and August owing to the monsoon season, while prices have corrected by Rs 5 – 6 per bag on average with higher correction in the Southern region. JK Cement started executing their 4MTPA expansion at Panna, MP along with a split grinding unit of 2MTPA at Hamirpur in UP. 7bn (including land). The projects are expected to be funded through Rs 17bn of debt at subsidiary level and Rs 13bn of equity infusion by JK Cement, The stock was up at Rs 3,184 per share on Wednesday. For it to reach the target price, JK Cement stock will need to surge 10% from the current price. Demand did show signs of improvement between the first week of June and the second week of July before monsoons arrived. The company said that July prices were stable in East and Gujarat while experiencing pressure in North. Prices are expected to rise by Rs In terms of capex, the company plans an expansion of 2.5MTPA in Udaipur Cement Works (UCW) at an estimated cost of Rs 14bn, to be funded through a 70-30 mix of debt and equity. The stock trades at Rs 699 per share, implying a 13% upside from current levels. (The stock recommendations in this story are by the respective research and brokerage firms. Financial Express Online does not bear any responsibility for their investment advice. Please consult your investment advisor before investing.)
Asian shares held onto their recent gains on Wednesday after last weeks pummelling, as global equities rebounded thanks to a combination of positive COVID-19 vaccine news and easing worries over tapering of Federal Reserve stimulus. MSCIs broadest index of Asia-Pacific shares outside Japan was last off slightly, but still up 3.7% so far this week. The index fell to its lowest in 2021 at the end of the previous week. Markets were mixed with Australian shares gaining 0.16%, but Chinese blue chips losing 0.24%.Japans Nikkei were flat. A Reuters poll of analysts and fund managers showed Japanese shares are expected to recover from their eight-month low marked on Friday to near a 30-year high by the end of this year. Asia was anchored by overnight gains in all three major U.S. stock indexes, with the Nasdaq and SP 500 closing at all-time closing highs, the SP 500s 50th record high close this year.Investors continue to fret over spiking COVID-19 infections caused by the highly contagious Delta variant, but the U.S. Food and Drug Administration granted full approval on Monday to the COVID-19 vaccine developed by Pfizer Inc, raising hopes inoculations could accelerate.The Hong Kong benchmark jumped nearly 1% on opening but was last down 0.5%, after posting its best day in a month the day before as the market pulled further away from last weeks finish of its lowest close for this year. The Hang Seng TECH Index rose soon after the bell gaining over 3%, building on this weeks strong gains as investors piled into oversold stocks, but later gave up those gains to trade flat. Its been a fairly obvious trade to go back to neutral particularly on stocks that have been oversold, said Rob Munford, a Hong Kong based investment manager at GAM Investments.How it progresses from here, I dont think is as much about China and Asia but what the U.S. does. If its a benign scenario out of Jackson Hole I think youll definitely see China mean revert, he said. On Friday, the Federal Reserve will have its annual economic symposium, traditionally held at Jackson Hole, though this year it will take place virtually due to the spread of COVID-19 in the county. The focus remains squarely on Fed Chair Jerome Powells remarks at the event for any clues regarding the timeline for Feds tapering of asset purchases, an issue that has buffeted financial markets in recent months.The yield on the benchmark 10-year Treasury notes rose to 1.3019%, their highest since Aug.13. The improved risk sentiment kept the dollar under pressure, leaving it hobbled near a one-week low versus major peers on Wednesday. Commodity currencies like the Australian and New Zealand dollars have made solid headway this week. If Powell speaks about the policy outlook and more specifically, hints at the time and\/or pace of tapering, the USD could get a boost in our view, wrote analysts at CBA in a note.In the meantime, the USD will remain guided by broader market mood.U.S. crude dipped 0.25% to $67.37 a barrel, while Brent crude fell 0.38% to $70.92 per barrel – both are up around 8% on the week, however, after posting their biggest weekly decline in more than nine months last week. Safe haven gold fell in tandem with the broad increase in risk appetite, with the spot price dropping 0.4% to $1,796.03 per ounce.
A fresh spell of rain is expected in the national capital and adjoining areas in northwest India from August 29 as the monsoon trough is expected to shift towards the plains from the foothills of the Himalayas, according to the Indian Meteorological Department (IMD). Delhi and other areas in northwest India are currently witnessing a partial break monsoon phase, weather experts said. The entire monsoon trough lies close to the foothills of the Himalayas. It is likely to remain there till tomorrow (August 26), the IMD had said in a statement on Wednesday. R K Jenamani, a senior scientist at the IMD, said the region is experiencing a weak monsoon at present. If the monsoon trough shifts close to the foothills of the Himalayas and remains there for two to three consecutive days, we call it a break monsoon phase, he said. During the monsoon season, there are spells when the trough shifts closer to the foothills of the Himalayas, leading to a sharp decline in rainfall over most parts of the country. This is called a break monsoon phase. However, rainfall increases along the foothills of the Himalayas, northeast India and parts of the southern peninsula. In July, the monsoon had entered the first break phase even before reaching most parts of northwest India, including Delhi. The national capital and adjoining areas in northwest India entered a break monsoon phase again on August 10 that continued up to August 19. The IMD said a cyclonic circulation is expected over northwest and adjoining the west-central Bay of Bengal on August 27. It is likely to pull down the western end of the monsoon trough from August 29, leading to rains in northwest India, including Delhi. Light rain is predicted in the capital, starting August 29. The city has gauged 214.5mm rainfall against the normal of 221.8 mm this month so far. Normally, Delhi records 247.7mm precipitation in August. Of the 214.5 mm rainfall this month, 138.8mm came in 24 hours ending 8:30 am on Saturday, which was the highest on a day in August in 14 years. The capital had gauged an unusual 507.1 mm rainfall this July, which was nearly 141 per cent above normal. It was also the maximum rainfall in the month since July 2003, and the second-highest ever. Owing to the intense bursts of rains in July, the capital has gauged 756.4 mm rainfall since June 1, when the monsoon season starts, against the normal of 497.9 mm – 52 per cent more precipitation than normal.