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The much-anticipated Volkswagen Taigun will be launched in India on 23 September. Based on the MQB A0 IN platform specifically designed for India, the Volkswagen Taigun will rival the Hyundai Creta, Kia Seltos, and the Renault Duster in the mid-size SUV segment in India. Pre-bookings for the Taigun started earlier this month, and the production is in full swing. In terms of exterior design, the Volkswagen Taigun gets LED headlights along with LED DRLs, LED tail lamps, 17-inch alloy wheels, plastic cladding for added protection, and faux skid plates to enhance the Taiguns SUV credentials. Inside, the soon-to-launch Taigun gets a 10-inch touchscreen infotainment system with smartphone connectivity (Apple CarPlay and Android Auto), wireless charging, a flat-bottomed steering wheel, digital instrument cluster, electric sunroof, push-button start, cooled glovebox, and rear AC vents. ;t=173s Powering the Volkswagen Taigun is a choice of two engines. The first is a 1.0-litre, three-cylinder turbo-petrol unit that makes 113 bhp and 178 Nm of torque with the help of a 6-speed manual gearbox or a torque converter. The second engine on offer is a bigger, 1.5-litre four-cylinder TSI motor capable of 148 bhp and 250 Nm of torque paired to a manual or a DSG gearbox. Safety features of the upcoming Volkswagen Taigun will include up to 6 airbags, Electronic Stability Control (ESC), hill hold assist, ABS with EBD, tyre pressure warning system, park distance control, auto-dimming rearview mirror, multi-collision brakes, and ISOFIX child seat anchors amongst others. For more details on the Volkswagen Taigun launch, stay tuned to Express Mobility. Meanwhile, heres the Volkswagen Taigun review.
Monetisation of operational highway stretches, which has the largest share of Rs 1.6 lakh crore, or 27%, in the national monetisation pipeline (NMP), includes offering 26,700 km of highways of four lanes and above to investors in four years through FY25. Of these, 5,000 km of highways are expected to be monetised in FY22 to mobilise about Rs 30,000 crore. The National Highways Authority of India NHAI is also exploring a second tranche of a follow-on issue of the InvIT. The InvIT issue is envisaged to be privately placed. Since 2017, NHAI has been successfully monetising its brownfield road assets through toll-operate-transfer (TOT)-based PPP concessions. The TOT model has since matured and is now an established model with a model concession framework already in place. Another method of monetisation that has seen traction in the recent past is the InvIT model. A number of road assets have been monetised through InvITs by private sector players. Based on past trend in pace of award and construction, it is estimated that NHAI is incrementally adding minimum of 2,000-3,000 km of monetisable toll roads to its asset base every year. The proceeds from monetisation will be invested in new road projects, reducing the burden on the exchequer. The Centre is providing budget support of about Rs 57,000 crore to NHAI for road projects in FY22. The total length of highway assets considered for monetisation (26,700 km) constitutes around 22% of the total national highways (estimated to be about 1,21,155 km), excluding the network operated by private sector under BOT-based PPP concessions. The operational national highways constructed under EPC and HAM modes, especially in the four-lane and above category, have been considered for monetisation. This includes both the existing toll roads and potential toll roads to be added over the NMP period. The total indicative monetisation value of assets considered for monetisation is estimated at Rs 1.6 lakh crore from FY22-25. It includes 29 stretches of 1,361 km in the north region, 22 stretches of 1,478 km in the east region, 25 stretches of 2,031 km in the west region and 28 stretches of 1,931 km in the south region. The government on Monday unveiled the NMP, seeking to generate upfront revenue of Rs 6 lakh crore in the four years starting FY22, out of operational infrastructure projects, under long-term lease plans that involve minimal ceding of the government
There are two types of accounts under the National Pension System (NPS) While there are no restrictions on withdrawal from the Tier-2 NPS Accounts, there are restrictions on Tier-1 Accounts. Withdrawal during exit Lump sum withdrawal up to 60 per cent of the retirement corpus is allowed at the time of superannuation or attainment of 60 years of age and the rest 40 per cent is to be used to purchase an annuity plan from any IRDAI-regulated insurance company. However, in case of premature withdrawal, lump sum withdrawal of only 20 per cent of the retirement corpus is allowed, while the rest 80 per cent needs to be invested in an annuity plan. In case of death of the subscriber and in case the value of the retirement corpus is less than or equal to Rs 5 lakh, 100 per cent lump sum withdrawal is allowed. Partial withdrawal The subscribers of NPS Tier-1 Account may also make partial withdrawal up to 25 per cent of the contributions made by themselves Partial withdrawals may be made for the reasons like The gap between two withdrawals should be at least five years, except in case of specified illnesses or in case of death of the subscriber. While applying for withdrawal, a subscriber has to mention the percentage of withdrawal, purpose of withdrawal (along with prof) and bank account details (along with proof). Penny drop process To ensure that correct details of an active bank accounts are provided by the subscribers at the time of withdrawals, Central Recordkeeping Agency (CRA) KFintech (KCRA) has adopted the penny drop process. Under this, Re 1 is transferred to a subscribers registered bank account to check the transaction is completed successfully. KFintech CRA (KCRA) will check if the bank details provided by the NPS subscriber is active and valid and the name in bank account is same as in PRAN. Once the User captures the withdrawal request, KCRA will check the details instantly. If there is success, User will be allowed to complete his\/her withdrawal request. However, if the penny drop transaction fails or there is a mismatch in name, User will not be allowed to capture the withdrawal request. Subscriber has to provide the correct bank details to submit his\/her withdrawal request, However, the penny drop will make withdrawals a bit expensive as the subscribers have to pay for the process. KCRA is the first CRA to implement the penny drop process in Partial Withdrawal and Bank details updating process,
ICICI Prudential Mutual Fund on Friday said its value discovery fund has witnessed significant investor interest over the years and has emerged as the largest scheme in the value category with a total asset base of Rs 21,195 crore as of July 2021. Moreover, the scheme – ICICI Prudential Value Discovery Fund – which completed 17 years in existence accounted for nearly 30 per cent of the total asset under management (AUM) in the value category, the fund house said in a statement. The fund house said that if an investor had invested a lumpsum of Rs 1 lakh at the time of inception (August 16, 2004), as of July 31, 2021, that investment would have been worth Rs 22.13 lakh, translating into a compound annual growth rate (CAGR) of 20.03 per cent. In the same time-frame, the Nifty 50 TRI (additional benchmark) has delivered a CAGR of 15.91 per cent and the corresponding worth of investment would be Rs 12.24 lakh. The scheme follows a value investment style by investing in diversified portfolio of stocks that have attractive valuations but are quoting at a discount to their intrinsic value. S Naren, ED and CIO at ICICI Prudential AMC, said global experience has always been that value as a strategy will not work all the time but tends to deliver sizeable returns in the long run. Until September 2020, value was out of favour which was also the case even during 1988-89 and 2007-2008. In value style, we have seen that investments made in 1999 did very well because at that point in time markets were largely focused on technology stocks. Similar was the case in 2007 when infrastructure was in focus, he added. According to him, value investing at a time when market are elevated tends to do well as value focuses on investing in sectors which are out of favour but offer long-term potential. Even in current times, there are select sectors where valuations are attractive and many of such pockets are yet to deliver returns since 2008. Most of the sectors which are cyclical in nature, we believe, present good value till the time central banks tighten monetary policy.? With value investing being suited for long-term investing, systematic investment plan (SIP) emerges as the ideal investment pathway. In terms of SIP performance, a monthly investment of Rs 10,000 through the route since the inception, which would amount to a total investment of Rs 20.4 lakh, would have grown to Rs 1.08 crore as of July 31, 2021 i.e. a CAGR of 17.5 per cent. A similar investment in Nifty 50 would have yielded a CAGR of 13.22 per cent for the same period.
The birth of a child is probably the most important event in the life of parents. Apart from the basic cost of raising a child and providing quality education, parents need to provide proper health care to the child. This is because right from birth and up until preteens, children need special care. Immunity is low for newborn babies hence proper health monitoring and timely vaccination are required for a healthy life. Hence, insurance experts suggest that one should look for health insurance policies that provide cover for newborn babies. Vivek Narain, Health Insurance Specialist at SANA.Insure, told FE Online that an essential part of financial planning for your children It should be geared to take care of the mother right from conception to when the child matures and says, I am good to take care of myself. An essential element of the planning is having a health insurance policy very early on. In India, there are a wide variety of very comprehensive health insurance, available with optional scale-ups, to cover your child, he said. According to Narain, the right approach to choosing the best health insurance policy for children would be according to key life cycle milestones, such as: Prenatal Coverage: Parents-to-be should look for Maternity Benefits in their Health Insurance policies which cater to pregnancy and delivery-related hospitalization, diagnoses and pre-birth medical expenses, both for the mother and the baby. A lower waiting period to avail these benefits would be optimal. It is also imperative to check the policy terms and conditions for a list of congenital diseases that may be excluded. Assisted Reproduction Treatments (such as IVF) are not normally covered by default, but certain insurers extend this cover as an add-on rider for additional premium, often up to a specified sub-limit. This would be a good option for couples seeking medical support in conceiving. At Birth: Opting for health insurance plans that provide automatic just born baby cover would be wise, so that the child Here, too, there are several conditions attached, such as a cap on Sum Insured, up to a certain number of days from birth, and\/or only if the mother is covered under Maternity Benefits. Additionally, look for new born baby cover which is usually applicable after 90 days from birth upon intimation to the insurer and for additional premium – do not assume that the newborn gets covered automatically or by default. Ensure that the plan takes care of Newborn Vaccinations and Inoculations to safeguard the baby Childhood to Teenage Years: These are the most precarious years in children Having a health insurance policy that covers your child for such medical exigencies up to the full Sum Insured will be a relief for parents as it would mean less worry to organize funds. Instead, they can focus on ensuring their child receives the best treatment and is nursed safely back to good health. Here, a minimum Age at Entry for Dependents would be optimal, as it allows you to include your children early on within your family floater plan. If you wish to take a separate individual health insurance policy for your child, then, too, an early Age at Entry would be a good choice. Young Adults: As children grow up to be adults and start their careers, that would be the best time to consider converting their family floater plan to an individual policy so that they are guaranteed ample health insurance coverage. Here, look for a plan that allows for maximum Age at Exit for Dependents, so that your family has sufficient time to consider various plans and select the best individual option for the young adult. According to Aatur Thakkar, Co-founder and Director at Alliance Insurance Brokers, it is always advisable to choose a health insurance policy at the early stage of your child. There are plans which cover a child from an early age. Family floater policies or what is known as a comprehensive health care plan provide multiple benefits in terms of your child Under such policies, you are likely to find value-added benefits like health risk assessments, apart from basic covers critical illnesses are also covered under such comprehensive policies. ALSO READ | Beware! Fraudsters are using insurance policy as bait to sell fake loans to customers, says Bajaj Finance One should choose a policy that covers inoculations and regular check-ups. Most of the health insurance policies available in the market cover every stage of their growth, with the plan tailor-made for a particular stage. Your childs health insurance plan should also cover critical illness plan as it avoids the financial risk by covering the high medical cost to treat critical illness of your child, Thakkar told FE Online. Subrata Mondal, Executive Vice President (Health Underwriting), IFFCO Tokio General Insurance Company Limited, said that health insurance plans offered by general insurance companies come with a wide range of benefits and coverage. According to Mondal, while choosing a health insurance plan, some of the thumb rules you should follow are: – Check the list of network hospitals that have tie-ups with the health insurance provider so that you can avail of cashless treatment. – Check whether the hospital has experienced pediatricians child specialists to ensure the best treatment in case of an emergency. – Choose an adequate Sum Insured. If you have a family floater health insurance policy with a higher sum insured, then it can cover higher hospitalisation expenses
The Centre is aiming to complete strategic disinvestment of 100% stake in Odisha-based Neelachal Ispat Nigam (NINL), jointly owned by four central PSUs and two Odisha government PSUs, in a couple of months, sources told FE. In the two-stage process being managed by the department of investment and public asset management (DIPAM), shortlisted bidders are expected to submit financial bids soon. Among others, Tata Steel, JSW Steel and ArcelorMittal are seen as key contenders for the ailing integrated steel firm. NINL78%), National Mineral Development Corporation (10.10%), MECON (0.68%), Bharat Heavy Electricals (0.68%), Industrial Promotion and Investment Corporation of Odisha (12%) and Odisha Mining Corporation (20.47%). The sale of the company won Due to continuous losses, production at NINL has been halted and employees have not received salaries for over a year. NINL had posted a loss of Rs 402 crore in FY19 and Rs 827 crore in the first nine months of FY20. That means, any receipts from the sale will be deposited in an escrow account to be used to pay the salary dues of the employees. The land bank may be of interest to new investors since it may provide a ready expansion opportunity. Total land area leased to NINL at the existing facility is around 2,500 acres. The plant facilities are located at strategic location at Kalinganagar Complex, Odisha, with proximity to iron ore and other raw material. It also has been allotted a captive iron ore mine in Sundargarh and Keonjhar district of Odisha. The Centre is hopeful that the buyer may bring in new management\/ technology\/ investment for the growth of the company and might use innovative methods for the development of the business operations, which might generate more employment opportunities.
National Mission for Clean Ganga in a crucial initiative has signed a Memorandum of Understanding (MoU) with South Asian Institute for Advanced Research and Development (SAIARD) to develop capacity building on river basin management and Geospatial technology. The initiative will give an opportunity to young students to work on river basin management and suggest solutions for the river management based on Geospatial technology, Union Ministry of Jal Shakti said in a press release. With the signing of the MoU, SAIARD has also become one of the regional capacity building centres for the Clean Ganga Mission in the easter region of the country. What MoU with SAIARD will result in Research and studies undertaken by the SAIARD will help the Ganga mission deal with the waste water problem that gets drained in the holy river from different settlements, towns, and industries situated on the bank of the river. The studies to be undertaken by the SAIARD will also delve into the issue of river-sensitive urban planning, rejuvenation of the river, and suggest solutions to prepare a river database. The MoU with the SAIARD has also been envisaged to produce a Geographical Information System application for the vast bank and basin of the river that helps the officials to closely observe the sources of pollution into the river and possible solutions to the problem. The Jal Shakti Ministry has also envisaged the partnership with the SAIARD to develop a digital river library, river museum and online news portal for the river cleaning mission. Namami Gange Mission National river Ganga that traverses from the Uttarkashi district in the state of Uttarakhand to the Bay of Bengal through the state of Uttar Pradesh, Bihar and West Bengal has been severely polluted for the past few decades on account of the industrial and sewage waste into the stream. The NDA government in its first term had launched the Namami Gange Mission subsuming the schemes and action plans of the previous governments. The Namami Gange mission involves removing polluting industries from the river bank, developing water treatment plants and developing toilets and waste management systems for the settlement living on the bank of the river.
Bharti Airtel on Wednesday said its board will meet on August 29 to consider various fundraising options. The company said in a regulatory filing that the various options to be considered by the board will be through equity or equity-linked or debt instruments or any combination thereof. However, the company did not disclose the quantum of fundraise under consideration. The fundraise move by Bharti comes at a time when the telecom industry is reeling under financial stress and there are huge payment liabilities related to adjusted gross revenue (AGR) dues. Bharti Airtel MD and CEO Gopal Vittal has recently urged the government to provide some financial relief to the sector. But even more important I think is that the Arpu (average revenue per user) can go up, then the industry repair will certainly happen.I would love to continue to see a three-player market, that would be appropriate outcome for a country as large as India, He pointed out that substantial investments have been made by the industry, and there are a lot of jobs, direct and indirect, and many parts of the ecosystem that depend on this industry. Bharti and Vodafone Idea have already filed review petitions against a Supreme Court order that did not allow rectification of arithmetical errors in the calculation of their respective AGR dues.
In one of its kind news, widely revered and acclaimed directors\/filmmakers of the Tamil cinemas have joined their hands together and come up with a for a major production house-named Rain On Films. It is a collective of leading directors house which includes movie directors like Mani Ratnam, Gautham Vasudev Menon, Shankar, Lokesh Kanagaraj, Balaji Sakthivel, Vasanta Balan, Lingusamy, Sasi, R Murugadoss, Mysskin, Vetrimaaran. The leading production house will work as a corporate entity and will also be funding feature films, series, anthologies and web shows for major OTT platforms in India. Although the official announcement for the same is yet awaited, the reports indicate that it will formally be launched next month (September). The initiative is said to be taken on by none other than widely acclaimed and national award winning filmmaker Mani Ratnam who also happens to bankroll the latest anthology drama Navaras on Netflix. The filmmakers had earlier confessed, as reported in the Indian Express, his admiration for the OTT platforms saying that as a filmmaker he finds streaming platforms liberating as they allow to narrate stories in multiple ways. The media reports also hints that the first project from the Rain On Films banner will be helmed by Lokesh Kanagaraj who will start the project after finishing shooting for upcoming film Vikram. Actors like Kamal Haasan, Vijay Sethupathi and Fahadh Faasil will be seen in the film Vikram. Filmmaker Mani Ratnam is currently busy with his upcoming Ponniyin Selvan- a fantasy drama which will be released in two parts. The first installment of the film will be screened in cinemas in 2022. Mani Ratnam is regarded as one of the greatest filmmakers in the Indian film industry. He has directed some of the Bollywood films like Guru, Raavan, Yuva, OK Jaanu among others. The filmmaker won a National Award for Best Film and Best Director for 1986 film Mouna Ragam starring Revathi and Mohan in prominent roles. His another film Anjali (1990) bagged not one or two but three National Awards. The movie was later dubbed in Hindi and Telugu as well. The way in which Mani Ratnam showcased the apathy of a family with a special child was applauded by everyone. Shankar Shanmugam, popularly known as Shankar, is a renowned Indian filmmaker who works predominantly for Tamil cinema. He had won the Filmfare Best Director Award and the Tamil Nadu State Film Award for Best Director for the movie Gentleman-the movie marked his debut in the film industry as a director. Gautham Vasudev Menon is also a renowned Indian film director, producer, screenwriter and also an actor who works in Tamil film industry. Besides Tamil, he also directs Telugu and Hindi films- remakes of his own Tamil films mostly. One of his films Vinnaithaandi Varuvaaya released in 2010- a romantic drama film is known as an evergreen romance film in Tamil cinema. The movie featured Silambarasan and Trisha in the pivotal roles.
With the situation in Afghanistan evolving, a high level group had recently been directed by Prime Minister Narendra Modi to focus on the immediate priorities of India. Sources have said that the group which has External Affairs Minister S Jaishankar, NSA Ajit Doval and other senior officials, has been meeting on a regular basis over and keeping a close watch on the war torn nation from where the remaining US led forces have left on Tuesday. What is the high level group watching? According to sources, the group which has been meeting on a daily basis and assessing the situation on the ground in Afghanistan has been focusing on the Indians who are still stranded there, the evacuation of the Afghan nationals (especially the minorities who wish to come to India). India is keeping a close watch and assuring that the territory of that country is not used for terrorist activities against India. Also, the group is keeping a watch on the international reactions to happenings in Afghanistan, including the Resolution passed which has been passed by the UN Security Council. More about the UNSC Resolution on Afghanistan Under India According to sources, India has been in constant touch with during its month long presidency India has been in continuous touch over the last few days with important members of the UNSC on the matters related to Afghanistan, also external affairs minister S Jaishankar has also discussed with the US Secretary of State Anthony Blinken during a phone call and other high level officials. As has been reported earlier, there have been three earlier statements by the UNSC related to Afghanistan (August 6, 17 27). And given the critical situation in that country, as the President of the UNSC India felt there should be a Security Council Resolution. India has played a very important role to ensure the smooth passage of the Resolution 2593, which addresses India What is Resolution 2595? The Resolution adopted by the UNSC has specifically mentioned individuals and entities: Lashkar-e-Taiba, Jaish-e-Mohammed, etc., pursuant to UNSC Resolution 1267. It has also stated that the Afghan territory should not be used to threaten or attack any country. Or to plan or finance terrorist acts and shelter or train terrorists. It has addressed India This is important as India is trying to evacuate the stranded Indian citizens in that country as well as the Afghan nations (especially the minorities), who are keen to come to India. It has also addressed issues of human rights, inclusive and negotiated settlement, as well as humanitarian assistance. According to sources, for India, And this will have an important bearing on the course of developments in Afghanistan.\u201d